Today's Rates

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.162%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.564%  0.000%
5 Year Balloon - 30 Year Amortization
 Rate  APR  Points
 4.250%  4.350%  0.000%
Home Equity
Home Equity Line Of Credit
 Rate  APR  Points
 4.000%  4.000%  0.000%

Rates subject to change

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Mortgage Loans

Apply Now!

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A State Street Bank & Trust Company Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-640-5770.

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    Rate Watch

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  • Mortgage Calculators

    Mortgage Calculators

    How much would my monthly payment be? Get answers to your questions by using our mortgage calculators.

  • Home Equity Loans

    Home Equity Loans

    Put your home to work for you with a home equity loan or line of credit.