Mortgage Center

Get a Better mortgage
Apply Now!

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A State Street Bank & Trust Company Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217-640-5770.

Rate Watch

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Rate Watch

Mortgage Calculators

How much would my monthly payment be? Get answers to your questions by using our mortgage calculators.

Rate Watch

Home Equity Loans

Put your home to work for you with a home equity loan or line of credit.


Today's Rates*

Mortgage Loans
30 Year Fixed Rate
 Rate  APR  
 4.625%  4.665%  
15 Year Fixed Rate
 Rate  APR  
 4.125%  4.194%  
5 Year Balloon - 30 Year Amortization
 Rate  APR  
 4.750%  4.856%  
Home Equity
Home Equity Line Of Credit
 Rate  APR  
 5.500%  5.500%  

Personal Quote

Rate Watch

*Rates subject to change

**Annual Percentage Rate